Financing Options from Service Experts Heating & Air Conditioning

April 24, 2016

Just think: it’s August, creeping up on triple digits, and your cooling system dies. It just dies. Gone. No more air conditioning, no more cool air to help you stay comfortable. It’s finished.

So you call an HVAC company to come perform an inspection and they validate what you already knew – you have to buy a new system. And then they follow up with something you didn’t know – your new air conditioner is going to cost somewhere between $7,000 to $70,000, depending on the type of system(s) you prefer, the style of home(s) you have, and the type of energy source you’d like.

So what do you do? Spend the season soaking in sweat and blowing fans over ice? Or use all your savings (and maybe sell an organ) to cover the cost of a new AC unit?

We are here with a different option to help your comfort and your wallet: financing.

It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you consider that the average consumer in the United States has no more than $5,000 they can access, it makes complete sense. So when life happens and things die, and unexpected expenditures such as an HVAC system repair or replacement is needed, it is crucial that we have affordable financing options available.

At Service Experts Heating & Air Conditioning we have several financing options for homeowners looking to replace their HVAC systems. The first group of options are a part of our promotional financing programs, which include no interest or deferred interest. Promotional shoppers are those that will most likely have the available money to pay off the loan short term, typically within twelve months with no interest charges, so long as the amount financed is completely paid off during or before the promotional period ends.

Service Experts Heating & Air Conditioning also offers financing options with a lower monthly fixed payment and a decent interest rate. This is for buyers who may not have the full amount as quickly but can afford a lower cost every month. A standard program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and air conditioning system can cost upwards of $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This program makes a new HVAC system more affordable, while also getting an efficient system that will help decrease energy bills while supplying home comfort.

The financing programs at Service Experts Heating & Air Conditioning are included below:

  • Low monthly payments
  • No down payment
  • No annual fees
  • No prepayment penalties
  • Competitive interest rates

With so many programs, why wait? Call Service Experts Heating & Air Conditioning today for a complimentary in-home home comfort analysis and we will help you decide which heating and cooling system is right for your home AND which financing option is best for your life. We can’t wait to get started!

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